Since I was sitting on the couch anyway I took the opportunity to call up Wells Fargo re. getting the mortgage refinanced in my name only.
After an hour's convo, I got the rough details for the new loan. Looks like the interest rate is dropping a full percentage point and my payment will be $200/month LOWER!
I intend to set up the autopayments from the bank with the extra $200/mo still in there if I can, to pay this thing down faster. Either that or I will have them run the #s for a 20 yr instead of a 30-yr. If I can get a 20 for the same as my prior payment on a 30 that would be a no brainer.
Oh and the guy asked me THREE times if I was serious about how much alimony/support I get from Dan. You could tell he was in disbelief...so I am pretty lucky there!