If she files for D, what is there to talk about. She will have to turn herself around, by herself. Your talking to her about divorce is going to be perceived as pursuing, thus, pushing her away faster. All this energy you are putting into these "what ifs", would be better spent on your own improvements even more so. Remember, at some point, you may not want to take her back. This is the ever important reason in changing your life for you.
Shock


Edited for your protection.