This sorting out will include 2 things to be done firstly,
1. Arrange to see a Lawyer.
2. Change the bank details.
I will not be changing the locks.
. . .
Changing the bank account and seeing a lawyer is doing something.
I agree. I would switch #1 and #2, however. Someone in your wife's current state wouldn't take long to drain your family's finances. The wheels of "justice," on the other hand, move slowly.