Holy cow, nlt! I'm new & just catching up on your sitch.
I don't have much to add, but I wanted to tell you that I admire that you have been so strong in the face of so much. To remember H in your prayers is an incredible thing--kind & selfless in light of how badly he hurt you.
I'll remember you in mine tonight.
(((hugs)))
formerly known as "shelbel" Me 40, stbxh 40 DSs 9, 7 & 3 M9, T10 Stbxh is a diagnosed bipolar & an addict. The end.
Glad you are doing well and your area recovering...that is just awful!
The alt is Facebook.
I hope all comes out well with your timeshare stuff! I am dreading this stuff too as I am asking for H to take over all the credit cards and one has my name on it and I know him and he won't pay it...will affect my credit which has always been good while his otoh was awful when I met him!
Happy to have you back!
M48 H53 M16 T18 S16 D13 SS30 H drops bomb PA/8-30-09 H leaves 12-30-09 D filed by H 2-10 H asks to come home 4-11 Piecing
Thank you for posting to me! I also appreciate you saying that you admire me, I don't think I've been all that strong, the only way I have gotten thru this is with God's help! Also, this website is great & so many people on here with such good advice & support. It has not been easy, it is so crazy that I'm not sure Hollywood could write a script like this! It would make a great movie! I wish I knew how it would end. But, I just try to take one day at a time, I do say every day that I forgive my ex & I do pray for him. I think he has gotten himself into something really bad & this is not coming from me, it's coming from his best friend who has known him much longer than me & also knows ow.
Thank you so much for your prayers, I sure do need them!!
I haven't read about your sitch yet, but I'm so sorry you are here. Hang in there!!! I will also remember you in my prayers!!
Yes, I am on Facebook. Sorry, I didn't really know what that was!
I did the same thing when my ex & I met, I kept him from filing bankruptcy. I didn't pay his bills for him out of my money, but I helped him get things straightened out. After we married, I took out a loan, paid off all his debts in 2 years & we had great credit after that. He was so proud when we would go to get a loan or buy something on 6 months same as cash deal b/c our credit was so great! Always paid things off early. The credit cards we had together where cut up & we kept them paid off each month, so that wasn't a problem when we D but it sounds like that might be a problem in your sitch. If you get him to take over the CC then you need have it in writing to either pay that card with your name on it off & close that account or somehow get your L to send the CC company notice that you are no longer responsible for it. There are legal ways to get this taken care of.
Well, I got an email from the timeshare people today. I'm not exactly sure what it means, maybe some of you could tell me. I sent it back with questions but they have not responded. It makes me think that my name is still on there, but I'm not sure. Here it is:
Dear (me), I hope you are doing fine. Let me inform you that our system had been up dated with Mr. (EX H) information. Could you please confirm to whom belong the telephone number xxx-xxx-xxxx. Unfortunately we can only process changes on the memberships when the accounts are current. Best Regards,
That last sentence has me puzzled, it makes me think they have not removed my name from it & that I'm still responsible for it. I just don't know. I did email her back & told her the fees were paid thru 12/31/07 & the D was final 4/8/08 so I should not be responsible for any of it.
Just thought I would run it by you to see what you all thought about it.
Nlt, I think they were referring to the fact that the account information wasn't current, i.e., address, telephone number, etc. I most certainly wouldn't be paying for something that isn't your responsibility, especially after the divorce. It might be in your best interest to to advise your attorney of this.
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.
I'm not sure what they meant, I know one time they told me that since the account had been turned over to a collection agency they could not remove my name. So, I'm afraid they still have my name on it. I will not pay it, I can't afford it plus it states in the D contract that I'm not responsible for it. I'm going to wait 45 days from the date it was turned over to collections & get a credit report to see if it is on there, but you may be right, I may have to get my attorney involved.
I guess when all this happened, I should have sent this D contract to the timeshare people, but I didn't even think about it! I know when my ex came & got his stuff, he asked for the invoice & I gave it to him so I guess I just assumed he would take care of it. I wasn't thinking!
Thank you for your advice. I just really don't have the money to hire an attorney but I will if I have to. I sent them another email trying to get them to comfirm that I'm removed from the account. I guess their office is closed now so they haven't emailed me back.
Nlt, Here's what I would do: 1) type up a letter to the time share folks and the collection agency and enclose a copy of your divorce decree, highlighting the section that states you are no longer responsible for it; 2) send them certified mail/return receipt; and 3) send copies of everything to each of the credit reporting agencies with a cover letter on the copies stating exactly why you are sending it to them, i.e., per your decree, you are not responsible for this debt any longer.
If that doesn't take care of the problem, then contact a lawyer. Emails are okay, but they just don't get the appoint across like a letter and enclosures do.
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.
I have done that. I sent a certified letter to the collection agency last week. They sent something to my ex this week at my address, it didn't have my name on it so I am hoping this has taken care of it. I returned it to them & marked on there, no longer at this address, on the back I put a forwarding address (which was in my letter sent to them) of my ex's brother. B/c the timeshare is in Cancun, I sent them an email about a month ago & attached my d contract. They were going to try to remove my name but I'm afraid that since it has been turned over to collections they are not able to do that, since she said in there they could only process changes to membership when it's current & ours is past due.
I believe you are probably right & I am going to have to contact my attorney. I emailed my paralegal when all this started, so she is aware of it. She had hoped with me sending the contract to Cancun that it would take care of it, but I'm not so sure it has.
I will get my credit report & then if it is on there I will send them all the info also. What a mess!!!!
