I'm not sure. I've been very busy and reluctant to do the refi, so I have been putting her off. I haven't talked with her in a couple of weeks and have not returned a couple of calls saying we need to talk about the mortgage. Got a message from her, tonight saying that I can't hide from her, and that she plans to come and get some of her plants and she needs to talk to me about the mortgage.
I think I will tell her that it is not fair that I have to finance the settlement charges for a refi, and tell her to split them with me, thereby decreasing her payout and my new mortgage balance. I will probably say that we can put the refi on hold awhile, giving us time to think, that I do not want a D. But I don't think that will fly.
What do you guys think? Have I gone too dark or is this the right approach? I need advice because tomorrow is one of my limited opportunities to make a positive impression while at the same time protect my interests.
