Thanks everyone. I considered skipping my Financial Peace University Class, but in the end I decided to go.

I was doodling during and started writing down how much a month I'm spending on loans and such.

There's $129 per check on a 401(k) loan. There's $140 per check to pay for my car and the last bit of legal retainer. Of course, there's the $105 per check in credit card INTEREST, the minimum for those two cards is $200 per check.

So why am I fighting W so hard, $469 of my check is gone every two weeks and she's getting $460 and wants an additional $100.

The problem here is not so much the D -- but the bad decisions I let happen leading up to it.

If I could wave a magic wand and rid myself of those debts it wouldn't matter what would happen today or in the future. I'd be OK.

Still, I hope that I don't nailed with daycare as well. I'd like to maintain my current state until I know what the financial settlement will be.

On a side note. I hear everyone on the nightclub scene. I'm probably only going to have one free night out of the next three so it's not as if it's controlling me right now.


Me: 47, Ds 17-13, D final 6-11
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