CTH, my sitch has put me in the absolute worst financial disaster of my adult life. And all I can say about it is that iwantittowork is 100% right on this.
This will be over. It will be repaired and rebuilt. You will look back on it some day from a far better position.
And you will be proud of your accomplishment and resilience.
Guaranteed.

Gardener

"My soul, be satisfied with flowers,
With fruit, with weeds even; but gather them
In the one garden you may call your own."
Cyrano deBergerac