I can't follow Dave Ramsey either totally until the D is done. Week 2 taught me how I mishandled things with W so that she never really felt it was "our" plan. It was always "my" plan.
On the FB thing, perhaps I'm lucky but W and I have completely different sets of friends, really. There are some that we are both friends with, but they are more friends with me.
Me: 47, Ds 17-13, D final 6-11 http://tinyurl.com/yk4e2tz http://tiny.cc/thread2 http://tinyurl.com/ydtphqu http://tinyurl.com/thread4 http://tinyurl.com/3sm78k6 http://tinyurl.com/thread6