Thank you Allen for the good advice. I know what you are suggesting is going to be good for me and my kids in the long run. Even though the protection part will be hard for me to do, I am going to try it.
You are right, we did get married young. H maturity level was not that high to begin with. He used to try to start business ventures with no goals or plans on how to do it. Just like the two business ventures that he supposedly moved away to start. Neither of the ventures are making a profit and this comes from poor planning and lack of knowledge and funds. We both have made poor financal choices in our marriage. I believe that OW is providing some seed money also but she might start to see that this business thing isn't working out and get frustrated as well (she is 24 years old).
H is definately panicking about his lack of money. He does not know how he is going to pay his half of the rent among other expenses. Even though he tries to put up a good front, I don't think he is happy with the way things have turned out for him so far. He even told me he was not completely happy but to make sure I don't get my hopes up, he quckly added that he believes that no matter how long it takes, he will be happy someday. Whatever. He has also been making references to him being an old man that no one wants to hire for a job. He's only 34 and this "old man" talk is something he has never spoke of before.
I know what you mean about the getting ill part. I started having trouble sleeping at nite once I found out about the affair. Not getting enough rest will lead to other health problems. I was doing good before the affair revelation came about.
After next week, I will have completed 7 months of training to become a Certified Medical Biller and Coder. I do plan to go even higher in my education once I get a job in this field which I hope is real soon. H and I both get unemployment checks which go into a joint account. He pays his cell phone, car note, and car insurance out of this account. The rest he leaves in the account for me and the kids. I pay the the rest of the bills out of the remainder of the money. I guess you can say we are dependent upon each other when it comes to money. H might start to request more money from the account now that he is broke but then he might not because of his pride. I do hope he comes back to us (mentally and physically) but I am moving on without him as if he isn't.
I am going to mention to my MIL and maybe my sister and stepmom about talking to H and protesting the affair when H calls them (which is not often). They are the only canidates that I can think of because besides his brother and sister, these are the only family folk that he will talk to. When he comes up to visit, he avoids my immediate family like the plaque. I am guessing it is out of guilt. I am going to back off on the pressuring statements about him hurting us.
Me:34 H:34 D:7 D:6 D:3 T:20years M:10years Bomb: Feburary 2009 Separated: May 2009 EA confirmed March 2010