We are willing to pay a certain price for something or to wait for something more affordable. Sometimes we get a good deal; other times we overpay; rarely is the price just right. But we always "settle". That's the basic law of economics and equilibrium and it applies in relationships as well. You are indeed haggling with H for the best price you can get him back for regardless of what anyone is saying you will not "settle". You are not walking away either simply because you know for sure there's a lot to loose if you do. Aren't we always "settling" in about every choice we make?