If you don't know the concepts then Dave Ramsey's FPU is great. When I got out of college I read "The Wealthy Barber" and several other wealth building books.

My problem was W could never get on the same page financially. I wanted to save and invest for the future and she wanted to spend now.

If I ever get married again, it'll only be to someone who has the same financial outlook.

So I'd say, yes, start going. What's the old joke? When is the best time to begin investing in your retirement? 20 years ago. When is the next best time? Today.

Me: 47, Ds 17-13, D final 6-11
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