Thanks, H4L, for your thoughts and encouragement. It has all been very confusing and frightening, and I have felt some guilt or blame. I appreciate your guidance, and I also appreciate your sharing your personal experience with me.

I'll report back after I investigate some security system options. Maybe given the current economic situation, companies will be willing to bargain about installation fees and such.

Thanks again. I'm sure I'll have questions as I work through my feelings about the situation, so I'm glad to know that I can ask.