That's exaclty what I plan to do. Of course, it will be characterized as me being "condescending and talking down to her" but that will tell me I'm on the right track. At the appripriate time, I will bring this up with her that we need to have that discussion (we meaning me there and her doing the talking). We are trying to get mediation dates, which right now is looking like mid April (my March is slammed). So, there is time there, unless you guys think now is the time.
And, I agree with everyone and thanks for the input.
@OP, if my W is confused, she should win an Academy award. I agree with you that confusion is good, but she does a great job masking that (not an unintentional reference to her masked depression).