Ok - well that is a very good list. Now pick the most pressing one. I sometimes think if you (general you) tackle one thing some of the rest sort of fall in to place.
IMO becoming financially independent will change your life in a HUGE way. This won't happen overnight but the sooner you can start this the better. I happen to think once you have your own money and you can support yourself without so much help from your H lots of other things will become easier.
Once you make the list you really have to get picky about how you will go about each line item and what steps you will take to get there.
For example... how will you work on stress management? What will you do each day to manage your stress? How much time will you devote to this?
Breakdown each line item with very specific details.
