1-At the moment nobodies job or business is guaranteed...so no reason to get rid of a car that is fine 2-It appears that you are the main bread winner 3-Your wife has shown that she might not be the best with finances 4-The "d" discussion keeps coming up 5-Possibility of OM
Reason to say yes; 1-I can't come up with a good reason based on your posting. The only halfa@@ reason I can come up with is basically your state laws. If you live in a state that splits assets 50/50...then her debt is your debt. So based on that...if she is hell bent on getting a loan that you might be stuck with one way or the other...I would then co-sign. The only reason being is that the law might say the debt is half yours so you might as well know what is going on.