Out of curosity who told you to take a 3 year old to counseling? Did your therapist suggest this and tell you it will all be covered less your copay?
It was suggested by members here...and seeing the way she acts, cries, etc I tend to agree. And even if it isnt covered...if it will help D3 be happier and healthier I'll gladly pay for it out of my own pocket. I cant fix the source of the problem...but I can make sure she's better equippped to cope.