Then she looked at my cr card acct. analysis & said "we're really getting to nickels & dimes here" meaning why am I haggling over dividing the debt.
I understand the tought and the process of divorce is scary and not how you may have foresaw your life and dreams playing out, but my advice to you is : You are free to interview as many divorce attorneys as you like.
From the statement above, the person who said that do they specialize in divorces? Kinda like: when you go to the doctor for a check up you go to your general practioner, but lets say you had something more serious wrong with you like a heart problem or a neurological condition. You would not have your GP treating you; you would find yourself a cradiac or neuro specialist. Same thing with law. You dont want someone who typically handles contracts, copyrights and a occasional DWI nor a personal injury attorney handling your divorce.
Unless you are looking to get out as quick as possible, make sure YOU and your children are well taken care when all is said and done. Find yourself someone who does not say, "you are fighting over debt" but someone who is willing to argue for as much of your combined net worth and possessions. Take care of yourself, first.