I'd texted her the day before and she took about six hours to reply. No problem, figured she was busy. Sent her a text the following early afternoon just asking how she was and what her plans were for today. She never replied. I then sent this in the evening.
ME: Would you rather I didn't text you? x
HER: Why you say that? Just costing loads this holiday now worried about extra costs. In bar now x x i like to hear from you xx
ME: Cos you took about six hours to reply yesterday and didn't bother replying to text I sent this afternnon. Obviously I won't bother if you're so busy x
HER: You being shitty? x
ME: Lol, no just saying if you're not going to reply to texts then I won't send any. Simples x
Needy/pursuing/pouty. NOT attractive.
As for the money issue, I wouldn't feed into her martyrdom/drama. Let her initiate the texts.