I love it-- that's a great way of looking at it! It's funny though because my friends (and our mutual friends) all think I am a doormat for putting up with it. Someone completely walks away from all the bills, doesn't contribute anything to shared expenses and then takes the car and doesn't let you use it even to do errands such as getting groceries for major snowstorms? They just see jerk and don't understand why I want to try and why I don't file and severe all ties immediately.
