If accepting your H's financial help is better for your children, then I would recommend doing that. He is still married to you, and IMO you are not cake-eating. I agree that I would not want to be the one accelerating the D process. It wasn't your idea, but if you're the one to actually initiate the process, that fact will probably be known to your children in the future. Your H is probably scared, and he should be.
It sounds like a hard place to be. Take care.
me: 42 | STBXH: 41 | T: 18 | M: 10 | separation: Jan 3, 2010 | they deserve better: S7 & D4 current thread: http://tinyurl.com/3y8sxcp .: first breathe, then heal, then start LIVING :.