Need some help with moving forward.

[michaelCM]

I'll be looking into the IC options. I know that there might be some ways to afford it. I think that I may be kind of in a strange place: make too much money but way broke right now. I'll see what I can do.
Thanks for the advice on OM's W. I am definitely not going to be confrontational with her. I have nothing against her. If anything, I feel really bad for her, and I want to protect her; thus, my reluctance. Not to mention the fact that I wonder how she'll take it, will she be mad at me, is it the right thing to do, etc., etc. At one point, years ago, we were all friends...