Thanks Kara for the hugs! Not really progress, I'm sort of the hold up because of all the changes S agrmt. needs have overwhelmed me. I saw IC yesterday & talked to her about it. Her advice was to do it one item at a time. Seems so obvious but I swear we can't see our own situations clearly, but can see other's clearly! I think that why this board works so well.

He does have his own credit card, I can see it online as he's still using the bank we had our joint accts. to open his new ones.

So, on my to do list today, email L about 1 item on the S agrmt. to correct. And ask her if she or I should contact H to tell him, again, to shut down that cr. card.

Hope you are doing great Kara! I'll try to stop over to your thread. Thanks so much for checking on me. ((((Kara))))