I think she is saying don't be the boring ol' hubby who takes the kids to movies and fires up the barbecue. Be a sexy guy. Take her to the hotel, have a bottle of champagne in the room, make it a nice weekend to remember, etc. You wife wants someone to sweep her off her feet. You want to be the guy who does it.

What were you like when she dated you? Probably not all serious talk about your future. People want to have dreams. You can spin the dream of life in Hawaii. Forget the financial hit, it's not a choice anyway. Spin the dream of sunsets on the beach, nature walks near the volcanos, warm weather year-round. Dreams. That's what we lose in everyday life.