Thanks RW! I think that I'm really close to coming up with a agreeable negotiation by working out a deal with the truck she drives. This is a great concern of mine anyway, since she will retain the truck, but I am financially responsible for it in every way. If she agrees, I will pay off the truck and have it transferred in to her name.
Although it will cost me about $4K, it is still a win/win for both of us. I won't have to worry about getting payments from her each month for truck/insurance (or being the bad guy and taking the truck if she fails to pay), and she gets a clear-titled asset out of the deal. I expect to receive confirmation of the agreement by tomorrow, which would be a wonderful 45th birthday present.
Me 45 WAW 36 S8 T 15 M 12 Multiple PA's since 6/07 W moved out 10/25/09 I filed D 12/29/09 Sitch