He is nuts to be going out with the guys following such an incident.
I would imagine that it would be some pretty high priced life insurance because of this incident and him being a smoker.
My XW is still primary beneficiary on my life insurance because that is a backup for child support. I bought the 20 year term life when my son was a baby.
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he considered it a bad luck move
Lame excuse. I hope your not falling for that one.