I don’t think I would respond with the mirror comment. Right now, just telling her what she is NOT doing, which is why she stopped her IC, if I am not mistaken.
If you want to validate, something more simple like “I understand how you are feeling” might just be in order.
As I did the DB validation dance yesterday, I had to refrain many many times from saying “I told you so” or anything that sounded like that or a suggestion or opinion in anyway. It is hard. It is not what you want to say. But you can do it.
Show her as best you can, don’t tell her. If money is the issue she is talking about, well that is a harder nut to crack in today’s economy. I have no thoughts on that. Money is one of those things that we only have so much control over. If you are working, earning, doing your best, that is all that you can do.
"Acceptance doesn't mean resignation. It means understanding that something is what it is and there's got to be a way through it."--Michael J. Fox