So, is your W still taking care of paying the bills, like she has done in the past, or is she refering to dividing up the finances/bills?
I know you're tired. Nothing is more exhausting than mental & emotional stress. That's why it's important to make yourself get away from the computer, the house, the stitch. Don't go around anyone who will be talking about it with you, or else tell them you're trying to give it a rest today.
Hope you have a wonderful weekend. Go to Church and fill-up your soul. Got to have that to keep you going!
It is not about what you feel should work in your M. It is about doing the work that gets the right results. Do what works!