What does your W's income/career or what she cares or does not care about have to do with YOU taking control of YOUR finances?

Help us understand why you think splitting accounts is such a terrifying move? Why are you comfortable letting your W "cake eat" with joint finances while she is sleeping with other men?

What does it matter if PMA's spouse came back when the issue at hand is why you are lagging on taking care of your OWN finances?

I am confused.