Thanks man. And I think you're right. And you point out the reason for my frustration. I can't make her want to get help or find her way out of her funk.
I can only try to model lead and model behavior.
I'm open to suggestions. I honestly don't know what more I can do.
She has made comments about not knowing if "anyone ever recovers from a financial hit" like ours. Ok, I get it - it is a hit, NOT a knock out punch. Definitely something we will overcome. She doesn't see it that way - which is the learned helplessness.