Her " I'm listening but I don't know what's wrong with watching to see what happens."
There's nothing wrong with that if you want things to stay the same.
Doing nothing means she doesn't want to do what it takes to fix this problem, she wants to control you and keep you in your place because she is used to controlling you and she is used to making these decisions, let her know that you know this now and let her know that you won't let that happen anymore.
She either puts in 100% effort into doing what it takes to fix these problems or she puts 100% effort into getting a divorce and moving out. The choice is hers, let her know it.
Nobody is expecting that the problem will fix itself overnight but it won't get fixed by doing nothing and "waiting and seeing".