Thanks and you are totally welcome and I do apologize for the diatribe on finance.
But there are many sites that you can google that will say "Roth IRA vs 401k" and answer these questions (k4, I have no idea where you were looking or what you typed in but I am overwhelmed by the amount of info out there)...it's all out there and as long as you are not getting biased advice (like the kind from people selling you "Living Trusts" or stocks or charging you fees,) then read up on it and make informed choices... good luck, J-
M: 57 H: 60 M: 35 yrs S30,D28,D19 H off to Alaska 2006 Recon 7/07- 8/08 *2016* X = "ALASKA 2.0" GROUND HOG DAY I File D 10/16 OW DIV 2/26/2018 X marries OW 5/2016