Kev,

Wanted to throw my financial opinion in. You should probably look into some local or more inexpensive ways to show your girls a good time. I know it's tempting to want to do something grand, especially during these tough times but you need a nest egg.

Another option would be to borrow from your 401K. That way you would be paying any interest back to yourself.

Also check out GodSaveMyMarriage.org and read through the 2x4's there.