C, Just my two cents....I wouldn't do the loan modification either. They are only looking out for themselves and what they can get out of the deal. When they are in crisis, you have to be the adult, you have to take care of yourself and you are the only one who is smart enough to add 2 + 2 and come up with 4.
Don't put yourself in a potential financial bind. If he gets mad, he'll get over it. Take care of you and allow God to work on your h.
Sit quietly, the answers will reveal themselves when you least expect them to. The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.
That is what my gut has been telling me too. I also felt why should he get to live in our house after everything he has done this year. He has completely changed my life, my family, my everything and never even looked back. I just dont feel that it is right or just that he should live in our house. I'm glad you agree. Thank you.