C,
Just my two cents....I wouldn't do the loan modification either. They are only looking out for themselves and what they can get out of the deal. When they are in crisis, you have to be the adult, you have to take care of yourself and you are the only one who is smart enough to add 2 + 2 and come up with 4.

Don't put yourself in a potential financial bind. If he gets mad, he'll get over it. Take care of you and allow God to work on your h.


Sit quietly, the answers will reveal themselves when you least expect them to.
The past is gone, the present is a gift and you need to focus on today, allow the future to reveal itself when it is ready.