I also cringe right now when it comes to spending money. I'm deficit spending but figured my son's birthday was important and am setting limits on how much I'll spend at Christmas. I'll just do the best I can with what I have.
Man oh man do I hear you on this one! I'm not sure just yet how I'll pay for any of Christmas. Right now the money is coming out of what little savings I have. I have checked on a part time job and low and behold there are several retailers around here desperate for part time help. Hmmmm....
If we really want to love, we must learn how to forgive. - Mother Theresa
