cutterbug--what advice is there, in addition to Pearl's tough love, re: breaking up the affair?

We have our own separate bank accounts, and the joint account which is for the household. We both have access to it, and so far everything is on the up and up. Which is why the joint bill paying is an issue. Gotta get together to do it, and I don't think I am going to initiate that conversation this month. Just go ahead and do the bills myself if he doesn't initiate.


Me: 44
Him: 42
Together: 23 years; never married
Bomb: August 1, 2009
Affair since May 2009
Walk away; no conversation; no process