*****PUPPY, SHINING THE "COACH LIGHT" UP INTO THE SKY*****
Coach is really good at coming up with good ways to phrase things like this. I'll take a stab at it, tho, and I'll start by saying YOU NEED TO CARE MORE ABOUT YOU AND THE KIDS, AND YOUR INSURANCE COVERAGE, THAN YOU DO ABOUT BEING "INSULTING" TOWARD YOUR HUSBAND!!!
OK, I feel better now that I got that off my chest.
I would simply say "If you don't mind, I would like to have some input into this decision, since it affects me and the kids as well. Why don't you put together a few options, and then we can sit down one evening next week and go over them together?"
