Recovering yourself from all this

[ClingingToHope]

My D lawyer said WE, W and I, may need to discuss bankruptcy before a D because she ran up so much credit card debt and now that we're apart, we keep sinking more and more.

I really don't want to file. I just want to get enough out of the D to pay off my car. I still have a car payment she doesn't.

I could file. I have a car and a place and a second income. So I'll make it.

The problem we have is very few assets. We're underwater on the house. She'd have to take a chunk of the CC debt -- I'm paying all of it, except for what she's wracked up since -- and there's no bank or credit card company that will give her a loan to take the debt.

I'm somewhat stuck.