There is a bit of irony in this. Even if you are just above the levels for bankrupcy, the fees for a bankrupcy lawyer are such to push you below the level where you can qualify for bankrupcy.
I am about $10k above the level. I'm just angry that he's likely to charge me $600-900 for filling in some forms. I just have a sense about him. What kind of lawyer yells at his client because his client doesn't feel comfortable doing this?
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It may seem like all doom and gloom now, but I have faith that you are going to turn this all around. Who knows, but maybe after you have regained yourself some emotionally, you may meet a nice lady who is financially stable and the two of you together can combine to live comfortably.