There is a bit of irony in this. Even if you are just above the levels for bankrupcy, the fees for a bankrupcy lawyer are such to push you below the level where you can qualify for bankrupcy.

Frank, a friend of mine went through a costly divorce several years ago and he told me that it takes about 3-5 years for most guys to regain themselves financially and that he was almost back to normal. The thing is that guys usually recover financially from a divorce. Women on the other hand dont have the same statistics as most of them end up living at a reduced financial level.

It may seem like all doom and gloom now, but I have faith that you are going to turn this all around. Who knows, but maybe after you have regained yourself some emotionally, you may meet a nice lady who is financially stable and the two of you together can combine to live comfortably.