C'mon, Puppy, let's give her a chance. She's a young girl and she's hurting.
I'm sorry it came across as so harsh, Britt, but there are a LOT of people hurting on here, and sometimes it's like triage to get to everyone and try to help them. It gets frustrating when someone doesn't even take it to the VERY FIRST step, and just keeps making the same mistakes over and over again. Maybe Trent and others have patience for that; I regret that I do not. Until you are MORE afraid of not doing "The Right Thing to Do" than you are of losing/angering your husband, you will get nowhere.
Some people "get" that right away; others take a year or more. Personally, I took over 6 months. I'm just saying that until you DO get to that point, no advice in the world is going to do you any good, you're NOT going to be able to follow it, and we'd all do better to just give you encouragement and support, and not really ADVICE.