First, I would be pissed if my H went through my things, so I think that that is valid. But... maybe you just need to eat crow as far as him signing and depositing it goes. I think that you could even be honest with him about it. Tell him that you just didnt think that he deserved more money to waste while you struggle day by day! I dont think that thats too far from the truth.
And I wouldnt add him to the insurance. He is making the decision to separate himself from the family... that includes insurance policies and all. You should not try to rescue him! Is there some deadline that he cant be added to it at a later date if you do end up reconciling or some other reason that you are worried about it?
This is part of the reality of this fantasy life that he is making for himself. You know, a consequence of his choices. Keep up the life insurance for sure, but if he breaks an arm, he needs to pay for it himself.
I guess I gave the wrong finger to the wrong man...
