Yep, I know how that goes. I had an auto accident about 2 months ago and W didn't even ask if I was OK. Everyone else who found out I had been in an accident was concerned. Go figure.
It's interesting that you mention about the cell phone minutes. I have never been big on phone conversations so pre-sitch, I maybe used 50 of my 450 minutes each month. I got my recent phone bill and was like WTH!! Then when I look closer, I had gone over by about 100 minutes.
I hope your hernia surgery is healing well. I have a hernia too and am afraid that I am going to have to get surgery at some point.