So you have insurance for your wife and kids and not yourself?
Hmmmmm.................
When we went through the 'Soulmate' affair 4 years ago I was on anti depressants. Had insurance - Cobra Plan - and at the end of the affair and reconciliation I was off the anti depressants but Cobra also expired. I had to re-apply with Blue Cross and they asked about the anti depressants. My stupid Psychologist wrote a letter saying I was in 'severe depression' but was off them now. Because she said that they raised my premium - just for me - to $500/month and said I had to be on the anti depressants for 3 years before they would lower it.
She should have said it was situational anxiety / depression and it would have been fine. But it was too late.
