Thanks Rabbit.... I think that is what I need to do for now.
Puppy, thanks for stopping by again. OK... so I know i still need to work on boundaries. The cell phone issue is one I am struggling with b/c it is used by H for his job, which is contract work, and we are completely dependent on that income. Without that phone, he can't do his work. However, I have let it get behind in payments.... a little passive-aggressive I know, but hopefully a message sent.
I seriously doubt that your husband had received ANY "message" other than "Hey, my wife seems to be okay with continuing to pay for my cellphone. Cool deal."
You need to decide if you want to be married to your husband, unencumbered, or to his income.
a) Make no mistake, if you cut off his cellphone he'll have a new one up and running for himself within 6 hours; and
b) YOU will feel better for having laid the boundary.