Not sure this applies in my sitch. Since the decision regarding the 401K has to be made up to a year in advance, and since once deposited it can't be withdrawn without penalties, we need to decide whether WE want to commit to that 401K investment, or whether we want the cash instead.
If we don't make the investment, we would be able to save up more in cash, which would likewise be split and which we would both need during a post-d period.
Also, post D, alimony and child support are cash payments, so any 401K investment would then come out of my remaining income. In order to live my own life, I think I would need this cash more urgently than I would need to make retirement investments.
You make a good point SP - I can't make the decision secretly. I wouldn't want to do that anyway, however, because I want her to be fully involved in any steps we take toward D.
Me 42, W 39, S8, S6, S2 M 11y, A & ILYBNILWY 11/08 Walking away from a bad situation.
