It is also annual enrollment time for benefits. Since the benefits decisions I make now are effective for all of 2010, I am looking at these trying to determine how I would want to be enrolled. For example, if we are going to get divorced next year, maybe I should stop my 401K investments, since I would need cash more than I need long term investments. I would be happy for any advice people can give me here.
Bring this up with your wife (part of the brutal reality.) If you keep her on the healthcare benefit ask her how she will pay for her part or if she wants to shop for her own plan. Go over the money - bills, debts, home equity and investments. Let it be her choice on how she pays for her part. Her problems are her problems.
M22,H45,W45 S21/18D12 Retain faith that you will prevail in the end, regardless of the difficulties and at the same time confront the most brutal facts of your current reality, whatever they might be.