Thanks, Puppy. You're going to smack with a 2 x 4. It was HER mother I told, not my own.

About finances, you're quite right. Thanks for the advice. I pay all of the bills of significance. She buys groceries and clothes etc. Nevertheless, I scrutinized the joint line of credit today and she has taken out $5,000 in the last two months. That's in addition to all the money she spent on groceries etc.