I guess deep down I didn't want to merge our accounts either. My H has no control and if we had merged he'd have spent all my money, also. I guess I wanted joint because then I could have tried to control his spending which probably would have resulted in lots more fights...hmmm. Thanks, you've got me thinking that maybe separate is okay. Maybe I can learn to accept it and let it go... I'm the frugal one or as others interpret it, the cheap one! Cathy
