I wouldn't give up the possiblity of the retirement funds. You do have to look out for yourself later as there are no guarantees in life. Ex cashed out his 401k to pay the L and bills but was broke within 2 months. He isn't paying into his 401k now so that he can have some extra fun money so the only retirement he has is his pension and I think he is counting on his parents leaving him a chunk of change.(He's an olnly child)
On a happy note Peter's little girl arrived. Her name is Olivia. He has pics up on the alt.
kat
Me-53(and learning!) S24, S21, D18, D17 Just keep swimming, Just keep swimming. Dory